:root{
  --pr:#1B3358;--pr2:#2A4E82;--pr3:#3D6BA8;
  --ac:#F97316;--ac2:#EA6B10;
  --dk:#0F1F36;--gy:#374151;--gy2:#6B7280;--gy3:#D1D5DB;
  --bg:#F4F6F9;--wh:#FFFFFF;--brd:rgba(27,51,88,.1)
}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,sans-serif;background:var(--bg);color:var(--gy);line-height:1.7}

/* NAV */
nav{background:var(--dk);border-bottom:3px solid var(--ac)}
.nav-inner{max-width:1000px;margin:0 auto;padding:0 18px;display:flex;align-items:center;justify-content:space-between;min-height:56px;gap:16px}
.nav-logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.nl-badge{background:linear-gradient(135deg,var(--ac),var(--ac2));color:#fff;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:1.5px;padding:4px 10px;border-radius:6px}
.nl-name{font-size:16px;font-weight:800;color:#fff;letter-spacing:-.3px}
.nav-links{display:flex;gap:4px;flex-wrap:wrap}
.nav-links a{color:rgba(255,255,255,.75);text-decoration:none;font-size:13.5px;font-weight:600;padding:6px 10px;border-radius:6px;transition:color .15s}
.nav-links a:hover{color:#fff;background:rgba(255,255,255,.08)}
.nav-links a.active{color:var(--ac)}
.nav-cta{display:inline-flex;align-items:center;gap:5px;background:var(--ac);color:#fff;font-size:13px;font-weight:800;padding:8px 16px;border-radius:8px;text-decoration:none;white-space:nowrap}

/* HERO / PAGE HEADER */
.page-header{background:linear-gradient(135deg,var(--pr) 0%,var(--dk) 100%);padding:52px 18px 40px;border-bottom:3px solid var(--ac)}
.page-header-inner{max-width:1000px;margin:0 auto}
.ph-chip{display:inline-block;background:rgba(249,115,22,.2);border:1px solid rgba(249,115,22,.45);color:var(--ac);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;padding:4px 12px;border-radius:20px;margin-bottom:14px}
.page-header h1{font-size:clamp(22px,4.5vw,36px);font-weight:900;color:#fff;line-height:1.2;max-width:680px;margin-bottom:12px}
.page-header h1 em{font-style:normal;color:var(--ac)}
.page-header p{font-size:15.5px;color:rgba(255,255,255,.75);max-width:600px;line-height:1.75}

/* HOME HERO */
.home-hero{background:linear-gradient(135deg,var(--pr) 0%,var(--dk) 100%);padding:60px 18px 50px;border-bottom:3px solid var(--ac)}
.hh-inner{max-width:1000px;margin:0 auto}
.hh-chip{display:inline-block;background:rgba(249,115,22,.2);border:1px solid rgba(249,115,22,.5);color:var(--ac);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;padding:4px 12px;border-radius:20px;margin-bottom:18px}
.hh-inner h1{font-size:clamp(24px,5vw,40px);font-weight:900;color:#fff;line-height:1.15;margin-bottom:16px}
.hh-inner h1 em{font-style:normal;color:var(--ac)}
.hh-inner p{font-size:16px;color:rgba(255,255,255,.75);line-height:1.8;max-width:620px;margin-bottom:24px}
.hh-btns{display:flex;flex-wrap:wrap;gap:12px}
.btn-primary{display:inline-flex;align-items:center;gap:7px;background:linear-gradient(135deg,var(--ac),var(--ac2));color:#fff;font-size:15px;font-weight:800;padding:13px 30px;border-radius:10px;text-decoration:none}
.btn-outline{display:inline-flex;align-items:center;gap:7px;background:transparent;color:#fff;border:2px solid rgba(255,255,255,.35);font-size:15px;font-weight:700;padding:11px 26px;border-radius:10px;text-decoration:none}

/* LAYOUT */
.wrap{max-width:1000px;margin:0 auto;padding:44px 18px;display:grid;grid-template-columns:1fr 300px;gap:36px}
.wrap.full{grid-template-columns:1fr}
.main-col{min-width:0}
.aside{min-width:0}

/* ARTICLE CONTENT */
.article h2{font-size:clamp(18px,3.5vw,23px);font-weight:800;color:var(--pr);margin:36px 0 12px;padding-top:36px;border-top:1px solid var(--brd)}
.article h2:first-of-type{margin-top:0;padding-top:0;border-top:none}
.article h3{font-size:clamp(16px,2.8vw,19px);font-weight:700;color:#111827;margin:24px 0 10px}
.article p{font-size:15px;color:var(--gy2);line-height:1.9;margin-bottom:16px}
.article ul,.article ol{padding-left:22px;margin-bottom:16px}
.article li{font-size:15px;color:var(--gy2);line-height:1.85;margin-bottom:5px}
.article strong{color:#111827}
.article a{color:var(--pr2);font-weight:600}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin:24px 0}
.card{background:var(--wh);border-radius:14px;padding:22px;border:1px solid var(--brd);position:relative;overflow:hidden}
.card::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--ac),var(--pr3))}
.card-icon{width:42px;height:42px;background:linear-gradient(135deg,var(--ac),var(--ac2));border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:18px;margin-bottom:12px}
.card h3{font-size:15px;font-weight:700;color:#111827;margin:0 0 8px}
.card p{font-size:13.5px;color:var(--gy2);line-height:1.65;margin:0}

/* ibox */
.ibox{background:linear-gradient(135deg,rgba(27,51,88,.05),rgba(61,107,168,.04));border:1.5px solid rgba(27,51,88,.15);border-radius:14px;padding:22px 24px;margin:24px 0}
.ibox h3{color:var(--pr2);font-size:16.5px;font-weight:700;margin:0 0 10px}
.ibox p:last-child{margin-bottom:0}

.highlight-box{background:linear-gradient(135deg,rgba(249,115,22,.08),rgba(249,115,22,.04));border:2px solid rgba(249,115,22,.3);border-radius:14px;padding:20px 22px;margin:24px 0}
.highlight-box p{margin-bottom:0;font-size:14.5px;color:var(--gy)}
.highlight-box strong{color:var(--ac2)}

/* table */
.btable-wrap{overflow-x:auto;margin:20px 0}
.btable{width:100%;border-collapse:collapse;font-size:14px;border-radius:10px;overflow:hidden;box-shadow:0 0 0 1px var(--brd)}
.btable th{background:var(--pr);color:#fff;padding:12px 14px;text-align:left;font-weight:700;font-size:13px}
.btable td{padding:11px 14px;border-bottom:1px solid var(--brd);color:var(--gy2)}
.btable tr:last-child td{border-bottom:none}
.btable tr:nth-child(even) td{background:rgba(27,51,88,.03)}
.btable .td-label{font-weight:700;color:#111827}
.td-ok{color:#16A34A;font-weight:700}
.td-warn{color:var(--ac);font-weight:700}

/* rating badge */
.rating{display:inline-flex;align-items:center;gap:5px;background:var(--pr);color:#fff;font-size:13px;font-weight:800;padding:4px 12px;border-radius:20px}
.rating span{color:#FFD700}

/* article card */
.article-card{display:flex;gap:18px;background:var(--wh);border-radius:14px;padding:20px;border:1px solid var(--brd);margin-bottom:16px;text-decoration:none}
.ac-icon{width:54px;height:54px;background:linear-gradient(135deg,var(--pr),var(--pr3));border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:22px;flex-shrink:0}
.ac-body h3{font-size:16px;font-weight:700;color:#111827;margin:0 0 6px}
.ac-body p{font-size:13.5px;color:var(--gy2);line-height:1.6;margin:0}

/* sidebar */
.s-block{background:var(--wh);border-radius:14px;padding:20px;border:1px solid var(--brd);margin-bottom:20px}
.s-block h4{font-size:14px;font-weight:800;color:var(--pr);text-transform:uppercase;letter-spacing:.8px;margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--brd)}
.s-link{display:flex;align-items:center;gap:8px;color:#111827;text-decoration:none;font-size:14px;font-weight:600;padding:8px 0;border-bottom:1px solid var(--brd)}
.s-link:last-child{border-bottom:none}
.s-link:hover{color:var(--pr2)}
.s-link::before{content:"›";color:var(--ac);font-weight:900;font-size:16px}
.s-cta{display:block;background:linear-gradient(135deg,var(--ac),var(--ac2));color:#fff;text-align:center;padding:14px;border-radius:10px;font-weight:800;font-size:14.5px;text-decoration:none;line-height:1.4}

/* home cards */
.home-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin:36px 0}
.hcard{background:var(--wh);border-radius:16px;padding:26px;border:1px solid var(--brd);display:flex;flex-direction:column;gap:10px;text-decoration:none}
.hcard-top{display:flex;align-items:center;gap:12px}
.hcard-icon{width:46px;height:46px;background:linear-gradient(135deg,var(--pr),var(--pr3));border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0}
.hcard h3{font-size:16px;font-weight:700;color:#111827}
.hcard p{font-size:14px;color:var(--gy2);line-height:1.7}
.hcard-meta{font-size:12.5px;color:var(--pr2);font-weight:600}

/* stats strip */
.stats{background:var(--pr);padding:32px 18px;border-bottom:3px solid var(--ac)}
.stats-inner{max-width:1000px;margin:0 auto;display:flex;flex-wrap:wrap;justify-content:center;gap:40px}
.stat{text-align:center}
.stat-num{font-size:32px;font-weight:900;color:var(--ac);line-height:1}
.stat-lbl{font-size:13px;color:rgba(255,255,255,.7);margin-top:4px;font-weight:600}

/* FAQ / details */
details{background:var(--wh);border:1px solid var(--brd);border-radius:10px;margin-bottom:8px;overflow:hidden}
summary{padding:15px 18px;font-weight:700;font-size:14.5px;color:#111827;cursor:pointer;display:flex;justify-content:space-between;align-items:center;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:18px;color:var(--ac);font-weight:900}
details[open] summary::after{content:"−"}
details > div{padding:14px 18px;font-size:14.5px;color:var(--gy2);line-height:1.8;border-top:1px solid var(--brd)}

/* footer */
footer{background:var(--dk);color:rgba(255,255,255,.5);padding:36px 18px;margin-top:48px}
.footer-inner{max-width:1000px;margin:0 auto}
.footer-top{display:flex;flex-wrap:wrap;gap:32px;margin-bottom:28px;justify-content:space-between}
.footer-brand{max-width:280px}
.footer-brand p{font-size:13px;margin-top:8px;line-height:1.7}
.footer-nav h5{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:1px;color:rgba(255,255,255,.4);margin-bottom:10px}
.footer-nav a{display:block;color:rgba(255,255,255,.6);text-decoration:none;font-size:13.5px;margin-bottom:6px}
.footer-nav a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:18px;font-size:12px;color:rgba(255,255,255,.3);line-height:1.8}
.footer-bottom a{color:rgba(255,255,255,.45)}

/* breadcrumb */
.breadcrumb{max-width:1000px;margin:0 auto;padding:12px 18px 0;font-size:13px;color:var(--gy2);display:flex;gap:6px;flex-wrap:wrap}
.breadcrumb a{color:var(--pr2);text-decoration:none}
.breadcrumb span{color:var(--gy3)}

@media(max-width:720px){
  .wrap{grid-template-columns:1fr}
  .aside{display:none}
  .home-cards{grid-template-columns:1fr}
  .stats-inner{gap:24px}
  .nav-links{display:none}
}
